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Privacy Policy



By registering yourself at www.loanassist.co.in, you are authorizing us and our associate partners to contact you with regards to offers and promotions for their services along with the product you have opted for. In addition, we might contact you to offer promotional offers running on the website & offers offered by the associated third parties and. By registering, you are also authorising us to call you for products and services in spite of the fact that you may be registered in the DND (Do not Disturb) / DNC (Do not Call) registry. This Privacy Policy covers www.loanassist.co.in's treatment of personally identifiable information that www.loanassist.co.in collects when you are on the Finance Buddha site, and when you use www.loanassist.co.in services. This policy does not apply to the practices of companies that www.loanassist.co.in does not own or control, or to people that www.loanassist.co.in does not employ or manage. When you register with www.loanassist.co.in, we ask for your name, email id, mobile number, product you are interested in and city. Once you register with www.loanassist.co.in, you are a prospect for us. Also during registration, you will be requested to register your mobile phone and email id to receive text messages, notifications, and other services to your wireless device. By registration you authorize us to send sms/whatsapp/email alerts to you If at any time you wish to stop these SMS/email alerts all you have to do is write an email to hello@loanassist.co.in with your mobile numbers and your mobile number will be deleted from the alerts list.



INFORMATION SHARING AND DISCLOSURE


We take your privacy seriously and do not share your personal information with other people or non-affiliated companies except to provide services you've requested (for example: if you wish to apply for a loan together with all the requisite data and information provided by you and, we will submit your loan application form to the bank you wish to apply to), when we have your permission. www.loanassist.co.in will not sell or rent your personally identifiable information to anyone other than as specifically noted herein. Notwithstanding the foregoing, www.loanassist.co.in may sell and/or transfer your personally identifiable information to an affiliate and to any successor-in-interest as a result of a sale of any part of www.loanassist.co.in's business or upon the merger, reorganization or consolidation of www.loanassist.co.in with another entity on a basis that www.loanassist.co.in is not the surviving entity. For the purposes of this paragraph, "affiliate" means any person directly, or indirectly through one or more intermediaries, that controls, is controlled by or is under common control with www.loanassist.co.in The term "control," as used in the immediately preceding sentence, shall mean with respect to any person, the possession, directly or indirectly, of the power, through the exercise of voting rights, contractual rights or otherwise, to direct or cause the direction of the management or policies of the controlled person. As used in this Privacy Policy, the term "person" includes any natural person, corporation, partnership, Limited Liability Company, trust, unincorporated association or any other entity. Finance Buddha may disclose to authorize law enforcement personnel the personal data from anyone who poses a threat to our interests. This might include those that are attempting to commit fraud or those who conduct activities that could bring harm to others.


DATA PRIVACY POLICY

We process your Personal Data by relying on one or more of the following lawful bases: You have explicitly agreed to/consented to us processing your Personal Data for
(i) validation of such Personal Data as provided by you;
(ii) sending it to third parties for the purpose of validation of such data;
(iii) verification of your identity; and
(iv) for sharing it with third parties to enable us to provide our services as provided under any other agreement executed between us for specific purposes;

  • The processing is necessary for employment purposes;
  • The processing is necessary for compliance with a legal obligation we have;
  • The processing is necessary for other reasonable purposes;

Where the processing is based on your consent, you have the right to withdraw your consent at any point in time. Please note that should the withdrawal of consent result in us not being able to continue offering our products and services to you, we reserve the right to withdraw or cease our products and services to you upon your withdrawal. You may withdraw your consent by contacting us with a written request to the contact details specified below in the "Contact Us" section. Upon receipt of your request to withdraw your consent, the consequences of withdrawal will be communicated to you. Upon your agreement to the same, your request for withdrawal will be processed. HOW DO WE SECURE YOUR PERSONAL DATA? We are committed to protecting your Personal Data in our custody. We take reasonable steps to ensure appropriate physical, technical and managerial safeguards are in place to protect your Personal Data from unauthorized access, alteration, transmission, and deletion. We ensure that the third parties who provide services to us under appropriate contracts take appropriate security measures to protect your Personal Data in line with our policies. However, while we strive to use commercially acceptable means to protect your Personal Information, no method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, by using this Website, our mobile app(s) and web app(s) you agree that we will have no liability for disclosure of your Personal Information due to errors in transmission, infrastructure failures by us or any intermediary (including telecom and internet service providers), or unauthorized acts of third parties. We may also receive and/or hold information about the User's browsing history including the Uniform Resource Locator (URL) of the site that the User visited prior to visiting the Platform as well as the Internet Protocol (IP) address of each User's computer (or the proxy server a User used to access the World Wide Web), User's computer operating system and type of web browser the User is using as well as the name of User's Internet Service Provider (ISP). The Platform may use temporary cookies to store certain data (that is not Sensitive Personal Data or Information) that is used by us for the technical administration of the Platform, research and development, and for User administration. In addition,

  • We do not knowingly collect Personal Information from children; and
  • We may in future include other optional requests for information from the User including through User surveys in order to help Us customize the Platform to deliver personalized information to the User and for other purposes as mentioned herein. Such information may also be collected in the course of surveys/contests conducted by Us. Any such additional Personal Information will also be processed in accordance with this Privacy Policy


DATA STORAGE POLICY

(a) The storage, usage and transmission of all information obtained by it through the Platform, shall at all times be in accordance with the Information Technology Act, 2000 read with Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 and all other applicable law.
(b) In the event the Client obtains any Personal Data or Confidential Information pursuant to any transaction/Services, it shall only undertake the processing of Personal Data/Confidential Information reasonably required in connection with the performance of its obligations under the transaction/Services.
(c) The Client shall at all times have appropriate technical and organisational measures in place to:

  • prevent unauthorised or unlawful processing of any Personal Data/Confidential Information;
  • protect any Personal Data/Confidential Information against accidental loss, destruction or damage;
  • ensure the reliability of its employees/contractor having access to the Personal Data/Confidential Information;

(d) The Client shall comply with all applicable law, including without limitation the Data Protection Laws to safeguard the Personal Data/Confidential Information. Protecting Your information is our paramount goal. We adopt appropriate data collection, storage and processing practices and security measures to protect against any unauthorized access, alteration, disclosure or destruction of username, password, transaction information or any other information/data stored with us. Some of the security measures taken by us are as following: The information collected by us is stored on servers that are secured behind a firewall. Further, the access to the servers is password-protected and strictly controlled.
  • All information transmitted to and from our server is fully encrypted.
  • The data that is passed in APIs is passed over secure TLS based http connection.
  • We do not store any payment or cards related information on our servers. Your data stored in our systems is not visible to anyone.
  • The system architecture isolates your activity to ensure that any Company associates cannot view your information without your permission.

THIRD PARTY ADVERTISING

We may use third-party advertising companies and/ or ad agencies to serve ads when you visit our web site. These companies may use information (not including your name, city, email address or telephone number) about your visits to this and other web sites in order to provide advertisements on this site and other sites about goods and services that may be of interest to you.


PRIVACY POLICY CHANGES

Finance Buddha may amend this policy from time to time, at our discretion. If we make any substantial changes in the way we use your personal information we will notify you by posting the changes here on these Privacy Policy pages.